Are You A First-Time Homebuyer?

First-Time Homebuyer Video Resources

First-Time Home Buyer Advice
You can’t know everything there is to know about buying a home, especially when you’re a first-time homebuyer.
How much down payment do I need for a house?
Many first-time homebuyers believe they have to put 20 percent down on a home. But that’s far from true.
Why do people say you need 20% down?
Average down payments are well under 20 percent. So why do so many people say 20 percent down is the minimum.
How to choose a mortgage lender as a first time home buyer
One of the biggest mistakes first-time homebuyers make is not shopping around for a mortgage.
What credit score do you need to buy a house for the first time?
Most loan programs require a credit score of 620 or higher to buy a house for the first time. That includes conventional loans, most VA loans, and USDA loans (which require 640+).
What qualifies you as a first-time buyer?
If you’re buying your first-ever home, you’re a “first-time homebuyer” by default.
Do I need a home inspection?
Some loan types, like the FHA and VA mortgage programs, require a home inspection to make sure the home meets requirements for safety and affordability.
What are points? How do I know if I should buy them or not?
A point is simply 1 percent of the loan amount. If you choose to “buy your rate down,” or pay “discount points,” you will get a lower interest rate.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is an insurance policy that makes homeownership possible for homebuyers who don’t want to make a 20 percent down payment.
How much should I offer on this house?
Deciding on offers on a house can be tricky so we're here to help with any questions you may have.
Can You Cancel Your Home Sale In 2022 While In Escrow?
The Home Selling process in 2022 can be difficult and confusing so Dave Robles and Think Real Estate is here to cover what you can and cannot do when selling your home.
How To Buy And Sell A Home At The Same Time in Los Angeles in 2022
The steps taken in order to buy and sell a home can be difficult so our Real Estate Agent James You is here to give you your options. Everyone has their own financial journey when looking for a home, our job is to make sure you make the right choices in the long run. Enjoy! My name is James You I’m a local real estate expert with Think Real Estate and I specialize in La Crescenta, California ??La CRESCENTA HOMES FOR SALE ?? FREE HOME VALUATION ??
Should You Buy a house in 2022 or 2023, Which Is The Best Option?
James You is here to navigate whether or not you should buy a house in 2022 or 2023. Is 2022 the right time to buy a home or will you end up regretting it in the end? What you need to know. Enjoy and drop a comment below to join the conversation!
Moving to Glendale, California - The REAL COST OF LIVING in 2023
Are you curious about Moving to Glendale, California. I have researched dozens of sources to bring you the most up to date information on what you can expect to pay with all of your expenses broken up into different categories. If you are considering moving to Glendale California, take these expenses into consideration and if these numbers are a great fit for you give us a call at your earliest convenience.
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Highland Park VS Eagle Rock

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